the easiest underline way to get car finance

arrowGet a quote doddleNo impact on your credit score

Your new car is a few clicks away. Find out if you’ll be approved for finance with Wheelz in just two minutes.

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circle New car in 24 hours?




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The Wheelz Way 🥳

  • Decide how much you want to borrow
  • Get an instant decision
  • Choose your car
  • Celebrate and drive away!

Pay monthly for your dream car.

We work with a wide variety of lenders to compare and get you the best possible deal, the lowest rate and most affordable monthly payments. Once we've done that we work with a wide variety of dealerships to find you the best car and service.

Buying a new car on finance can seem daunting. We make getting new Wheelz easy, hassle-free, quick and pleasant.

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Same day driveaway

  • We work with a wide range of dealerships to find you the best car
  • Leave the hard work to us
  • Get your car delivered anywhere in the UK

Finance to suit you

  • £0 deposit deals
  • All credit types accepted, 95% approval
  • Affordable monthly payments
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Dedicated finance expert

  • Your personal expert with you throughout the process
  • Specialists in customisable finance
  • PCP and HP Finance available

Got existing car finance?

Great! We look forward to lowering your monthly payments and upgrading your car. Our experts will find you the best finance deal, our goal is to maximise value for you. The lowest rates combined with the best car.

Some people actually want to stay in their car however don't want to pay the balloon payment, our refinancing options are great with some of the best rates. Stay in your car, pay lower monthly payments.

New to car finance?

We can help, you're with the specialists. Car finance made easy, our experts will be with you every step of the process. You're never alone, we do the hard work and are with you every step of the way. Getting you your dream car for an affordable monthly budget, is our mission.

Get car finance in minutes with Wheelz

Wheelz is a credit broker, not a lender. Our rates start from 8.9% APR. The rate you are offered will depend on your individual circumstances.

Representative Example: Borrowing £7,000 over 48 months with a representative APR of 19.3%, the amount payable would be £205 a month, with a total cost of credit of £2,831 and a total amount payable of £9,831.

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FAQ's

Your eligibility depends on your credit rating. The better your credit rating, the more chance you’ll have of being accepted for a loan or securing a better deal.

It’s important to consider what you can afford and budget accordingly to factor in any monthly repayments and the costs of running your new vehicle.

If you have a lower credit rating, you may still be able to secure a deal, but it might include higher monthly repayments or interest rates.

Who owns the car will depend on the agreement. For hire purchase (HP) and personal contract purchase (PCP), the lender owns the car until you make the final payment (or balloon payment for PCP).

There is no credit rating limit, but the better your score, the more likely you’ll get approved at a lower rate.

If you’re looking for initial quotes, no. When you apply with Wheelz, we run an initial assessment of your credit file and check this against our lenders’ criteria to see if you’re going to be eligible. This is what’s known as a ‘soft search’, and it won’t appear on your records or impact your credit score in any way.

It’s then up to you which deal you choose to apply for – if at all. Once the application’s made and you’ve consented, the lender will need to perform a full credit search, and this will be noted on your credit history. But this never happens without your consent.

Yes! Just because your credit history isn’t perfect doesn’t mean lenders will turn you away. At Wheelz we're always helping customers get on the road and we work with a large panel of lenders, some of whom specialise in bad credit car finance.

A finance broker helps customers find finance deals – it doesn’t lend any money itself. At Wheelz, we work with a large panel of lenders and we share their finance offers with you.

Our panel of lenders will finance cars, motorcycles and vans.

We can also provide finance for more specialist vehicles, so whatever you’re thinking of buying, please fill out the Wheelz quote form and we can get started.

If you don’t have a car in mind, but you’ve already been pre-approved for finance, our team of specialists can help source your dream car. When we find your car, you can add it to your shortlist and we’ll carry out the vehicle checks and provide a finance quote specifically for that car.